Business Certificates and Loan Specials

• 5.00% APY*
• 12-Month Term
• Minimum deposit of $2,500
• Maximum deposit of $100,000

Disclosures:

*APY=Annual Percentage Yield. Valid for business accounts only. Share Certificate rate of 5.00% APY effective as of November 8, 2024 and subject to change or end without notice. Limit one certificate per unique SSN/EIN. Not valid on IRA or HSA accounts. $2,500 minimum deposit, $100,000 maximum deposit. No additional deposits are allowed into this Share Certificate once opened. A penalty may be imposed for early withdrawals before certificate maturity. Fees could reduce the earnings on the account. 12-month term. This will automatically renew into a standard 12-month Share Certificate at the end of the term, at current rates at the time, unless member directs us otherwise. Dividends compounded monthly. This special promotional rate cannot be combined with any other offers. New money only, not for funds already on deposit at Meridian Trust. This special rate is good for new as well as current business members. Credit union membership required. If you’re not already a member, it’s easy to qualify. Ask to join today! Federally insured by NCUA.

• Rates as low as 7.00% APR*
• 5-Year term
• Loan amounts of $25,000 or more

Disclosures:

*APR=Annual Percentage Rate. Valid for business accounts only. Rates above are effective as of November 8, 2024 and subject to change or end without notice. New loans only. This special rate is good for new as well as current business members. Equipment loan rates start as low as 7.00% depending on risk rate score. Actual rate will vary. Valid for business loans of $25,000 or more. Loans subject to credit approval with a maximum loan-to-value of 75%. 50%-65% Maximum Loan to Value for Special Use Equipment. Add 1.00% to equipment 2016 and older. Plus $35 for Filing Fees. Maximum discount of 0.25% when combined with a Business Share Certificate as indicated above. The discount will be incorporated into final pricing upon loan approval. Age 18 or older, credit union membership and credit qualification required. Standard underwriting guidelines and credit policies apply. If you’re not already a member, it’s easy to qualify. Ask to join today! Federally insured by NCUA.

Open a 4.50% APY* Business Share Certificate AND receive a 0.25% APR* Business Loan discount:

• 24-Month Term
• $50,000 minimum deposit w/discount or $25,000 minimum with no loan discount.
• New money only
• Eligible for commercial real estate and equipment loans only

Disclosures:

*APY=Annual Percentage Yield. APR=Annual Percentage Rate. Valid for business accounts only. Open a Business Share Certificate and receive an equipment loan rate discount. Share Certificate rate of 4.50% APY effective as of November 8, 2024, and subject to change without notice. 24-month term. Limit one Certificate Special per unique SSN/EIN. This is a special promotional rate and may not be combined with other offers. New money only, not for funds already on deposit at Meridian Trust. A penalty may be imposed for withdrawals before certificate maturity. Fees could reduce the earnings on the account. $25,000 minimum deposit without business loan required. $50,000 minimum deposit required to qualify for a 0.25% APR discount on commercial real estate 7 and 10-year balloon products and equipment loan products. No maximum deposit. No additional deposits are allowed into this Certificate Special once opened. Not valid on HSA and IRA accounts. Dividends compounded monthly. This will automatically renew into a standard 24-month Share Certificate at the end of the term, at current rates at the time, unless member directs us otherwise. This special rate is good for new as well as current business members. Equipment loan rates start as low as 7.00% depending on risk rate score. Actual rate will vary. Valid for business loans of $25,000 or more. Loans subject to credit approval with a maximum loan-to-value of 75%. Maximum discount of 0.25% when combined with a Business Share Certificate as indicated above. The discount will be incorporated into final pricing upon loan approval. Standard underwriting guidelines and credit policies apply. Credit union membership required. If you’re not already a member, it’s easy to qualify. Ask to join today! Federally insured by NCUA.