Lower Your Car Payment!

We'll Beat Your Current Rate.

Move your car loan to Meridian Trust, and we’ll beat your current rate by 1.00% APR*. It doesn’t matter if you got your loan with a car dealer, a bank, a credit union, or anywhere else, you’ll save money every month.

  • Lower Your Rate

    If you have a car loan elsewhere with a rate of 7.00%, your rate at Meridian Trust would be 6.00%. If your rate elsewhere is below 3.75%, it would be 2.75% here.

  • Make No Payments

    You’ll save money, PLUS, we’ll give you a vacation from your car loan payments. Make no payments for the first 2 months. Two months off from car payments AND a discounted rate? Yes!

  • Limited time only

    This special offer is good on 2012 or newer model year cars, SUVs and trucks. There is no minimum loan amount requirement and no maximum either. Hurry, this offer is good for a limited time only.

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Disclosures

*APR = Annual Percentage Rate. 1.00% less than your current rate available to qualified borrowers. This special offer is good on 2012 or newer model year cars, SUVs and trucks. No minimum and no maximum loan balance required. Make no payments for the first 2 months. Rate discount is effective as of 11/01/2021 and must apply by 2/28/2022. Discount offer is a maximum of 1.00% up to the lowest rate of 2.75% APR. For example, if you have a car loan elsewhere with a rate of 7.00% your rate at Meridian Trust would be 6.00%. A rate elsewhere of 4.00% would be 3.00% at Meridian Trust. If your rate elsewhere is below 3.75% it would be 2.75% here. For example, a loan rate of 3.70% elsewhere would be 2.75% at Meridian Trust. Age 18, credit qualification and credit union membership all required. Subject to credit approval. Standard underwriting guidelines and credit policies apply. Current Meridian Trust loans are not eligible for this discounted rate. Loans must be from elsewhere. Commercial vehicles excluded. Loan applicant pricing will be the lower of the following: a) current rate minus 1.00%; b) qualified Meridian Trust auto loan rate; or c) floor of 2.75% if current rate is less than 3.75%. Applicant required to provide their current loan documents which include current vehicle loan APR. Rates subject to change without notice.