New Mortgages
"Home sweet home" has a nice ring to it, don't you think?
We're here to hold your hand
Figuratively speaking, of course. We’ll help make the homebuying process less daunting and more affordable, with our local team of mortgage advisors right by your side.
Why get a mortgage with Meridian Trust?
Buying a home is a big decision. So is choosing your mortgage lender.
We’ve been helping home buyers achieve their dreams for over 60 years. Our low rates, easy application, and local experts will move you smoothly through the process, helping whenever you have questions or want some advice.
We work with the leading lenders in the industry to provide First Mortgages (Conventional, VA, FHA, USDA, Secondary Market, Portfolio) and Second Mortgage options.
The Homebuying Process
Four steps closer to home sweet home.
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Prequalify Your Loan
Shop for your home with confidence. Prequalify for a loan from Meridian Trust before you start hitting the open houses.
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Shop For Your Home
Find your dream home within your real-world price range.
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Choose The Best Mortgage
We’ll help you select a mortgage to match, with a competitive rate and affordable monthly payment.
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Close and Move In
Sign the papers, get the keys, and close the deal. Then the fun begins!
How Much Mortgage Might You Qualify For?
Most lenders base their home loan qualification on a number of different variables. Our mortgage qualifier calculator makes it easy for you to get an estimate of what’s in your range.
What Rate Can You Get From Meridian Trust?
For current mortgage rates, click here. If you have any questions, call us at 800.726.5644
Mortgage Options
Which of the following options apply to you?
Additional Mortgage Loans
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VA Mortgage
We offer VA home loan programs to help service members, veterans, and eligible surviving spouses to become homeowners. These programs include options for no down payment, reduced closing costs, and competitive fixed rates.
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FHA Mortgage
The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, like Meridian Trust, to help everyone afford a home.
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USDA Mortgage
Meridian Trust offers a loan option through the U.S. Department of Agriculture to low-income residents of rural areas who cannot otherwise obtain a conventional mortgage.
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Portfolio Mortgage
Portfolio mortgages are originated and retained by lenders. Since the lender sets the standards, they can often be favorable for borrowers.
You’re one of us
Renae Churches, Jackson - Member Since 2007They treat me like family.