HELOC Loan Special

Incredibly Low Rate!

Apply Now

Just 1.99% APR* Introductory Rate!

Tap into your home’s equity with a HELOC loan from Meridian Trust Federal Credit Union. You’ll enjoy lower rates than you would on credit cards and other loan options, making this one of the best ways to borrow money to improve your life.

  • Use this Loan for

    You can use your HELOC loan in a wide variety of ways, such as: add a patio or deck to your house; consolidate high interest credit card debt to a much lower rate and save money every month; take a well-deserved vacation; or simply to have easy access to money when you need it.

  • Limited Time Only

    Hurry, this offer is good for a limited time only. You must apply by Thursday, June 30, 2022 to get the special low rate.

  • HELOC Contest

    Send us a photo of how you used your HELOC loan from us and you could win a $500 Gift Card.

    Enter To Win!

Take advantage of this special offer today!

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Disclosures

*Annual Percentage Rate. Requires minimum credit score of 600, membership, and credit approval. 1.99% APR introductory rate for the first year. After one-year promotional period, WS Prime Rate for those with credit scores of 700 and above; WS Prime Rate + 1.00% credit scores 650-699; and WS Prime Rate + 2.00% credit scores below 650. 10-year draw, with 20-year repayment period. No origination fee. No annual fee. CLTV (Combined Loan to Value) of 95% maximum. Adjustable rate floor is 4.00%, rate ceiling is 18.00%. Payment in draw period is interest only. Draw Period Example A: $100,000 balance at 1.99% equals a monthly payment of $165.83. Draw Period Example B: $100,000 balance at 4.25% (WS Prime Rate + 1.00%) equals a monthly payment of $354.17. Additional fees may apply. If loan amount is greater than $400,000 full appraisal is required. Maximum loan amount is $500,000. Rates effective through June 30, 2022. Rates subject to change. Questions? Call us at 800.726.5644.