Checking Protection Program

We understand that things don’t always go according to plan. Our Checking Protection Program offers a convenient line of credit to safeguard your finances against unexpected overdrafts. Enjoy peace of mind knowing you have a safety net in place, no matter what life brings.

Protecting your checking account is simple:

• Open this revolving line of credit. Eligibility is easy, ask us about enrollment.
• We’ll cover your purchases or payments—up to your qualified limit.
• You’ll pay a low $5 charge each time you access this line of credit and funds will be transferred to your account to ensure the transaction clears.
• An automatic payment will be set up to repay the amount used on the line of credit at 14.00% APR*

Protecting your account through the Checking Protection Program may be less expensive than standard overdraft practices.

DISCLOSURES: *APR=Annual Percentage Rate. The borrower or joint borrower are the only individuals who may authorize the use of this option as overdraft protection. Use of a line of credit is subject to applicable fees and interest rates as disclosed in the Line of Credit Agreement and Line of Credit Disclosure. Insured by NCUA.