Open An Account

Ready to make the switch? Become a member to open an account.

Open an account

Your financial success is our reason for being

Here’s our commitment to you:

Competitive Rates & Lower Fees

Our profits are returned to you, our members, in the form of competitive rates and lower fees.
Anywhere, Anytime Convenience

Our easy-to-use online and mobile tools bring the Meridian Trust branch experience to you.
Relationship Oriented

Personal connections, simple solutions, and lifelong relationships—that’s how we do things at Meridian Trust.
Community Focused

When are community thrives, we all thrive. We’re all in this together.
30,000 ATMs Nationwide

ATM fees are no fun. As a member, you’ll gain access to 30,000 fee-free ATMs.
Safe & Secure

We’ve got your back. We’re committed to protecting you against scams, fraud, and identity theft.

Join Meridian Trust and join a force for good

The North Star Foundation raised
^$25,000
during the annual “Flags for Heroes” event held in honor of service members and loved ones.
We paid out over
^$12,000
through our HEAT (Heat Energy Assistance Trust) program, to help warm families during the winter months.
In 2024, we awarded
4
college scholarships through the Meridian Trust North Star Foundation.

Learn more about our community impact.

Like talking over the fence with a neighbor

Every time I have been into the branch it has been wonderful. The staff are always extra helpful and so nice to talk to!

Natalie Zimmerman, Wellington - Member Since 2020

Who's eligible to join Meridian Trust?

We look forward to welcoming you to our community! You can join us if you have an immediate family member with an account with Meridian Trust, if you are active or retired military personnel, or if you, a member of your family, or your business are…

You — or a member of your family — lives, works, worships, or attends school in:

Carbon County, WY
Fremont County, WY
Sweetwater County, WY
Uinta County, WY

You are employed by or retired from working for any of our current Select Employee Groups (SEGs) listed below.

State of Wyoming employees and retirees
University of Wyoming employees and retirees
Wyoming Department of Transportation employees and retirees
Military personnel, active or retired
Wyoming Public Schools and School District employees and retirees

Or In Cheyenne, Wyoming: you live, work, worship, or attend school in Cheyenne Census Tracts 2, 3, 4.02, 7, 10, and 11.

Or In Goshen County, Wyoming: you live, work, worship, or attend school in Census Tracts 9577, 9578, and 9580.

You — or a member of your family — lives, works, worships, or attends school in Box Butte or Scotts Bluff County.

In Alliance, Nebraska: You or a family member works for or is retired from: BNSF railroad, Box Butte General Hospital, Panhandle Cooperative.

In Scottsbluff, Nebraska: You live, work, worship, or attend school in Census Tracts 9531, 9535, 9536, and 9537.

you or a family member fall under one of the groups above, or if you or a family member belong to, work for, or are retired from any of our current Select Employee Groups (SEGs) listed in the next section.

Members of groups listed here may join the credit union. Groups marked with an asterisk (*) indicates that both employees and members/volunteers are eligible for membership. Browse our SEG list (alphabetical) or SEG list (by city) to see if your company is already a SEG, or to see other companies that have already taken advantage of the benefits of being with Meridian Trust Federal Credit Union.

The Select Employee Groups we serve include …

In Wyoming:

The State of Wyoming
University of Wyoming
Wyoming Department of Transportation
Wyoming Public Schools and School District employees and retirees
Yellowstone National Park Service
Xanterra
Yellowstone U.S. Postal Service
Gardiner Subway

In Wellington, Colorado:

Poudre School District employees and retirees
Residents within many of the nearby HOAs
Employees and retirees of businesses that are members of the Wellington Area Chamber of Commerce or the Wellington Colorado Main Streets Program (including residents within the program area).

Don’t fret! We want you to be a part of your community, so just get in touch with us and we’ll see if we can find a way to welcome you aboard.

Call: 307.635.7878

Send us a message

FAQs

How to get started opening an account

To take the next step, you’ll need:

Your social security number and date of birth
A government-issued ID with your current address (such as a driver’s license, state ID, or passport)
Your physical residence address

If you are switching your account from another financial institution, use our Switch Kit worksheet to make the transition easier. You may also need one or more of these forms:

Direct Deposit form for switching direct deposits and automatic deposits.
Automatic Withdrawal form for changing automatic payments and withdrawals.
Close Account form for closing out unwanted savings, checking and bill payment accounts.
Balance Transfer form for transferring credit card balances to a Meridian Trust VISA credit card.