Rates

¹Rate paid will be on amounts up to $15,000. Balances above $15,000 will earn 0.05%.

²APY=Annual Percentage Yield

Rates may change without notice. Rates above are effective as of May 1, 2021. MaxRewards Checking accounts are Tiered Rate accounts. For these accounts, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. The annual percentage yields, which vary depending on the balance in the account, are shown for each tier. Personal accounts only, no business accounts. One MaxRewards Checking Account per account/unique SSN. Requirements apply and membership required.

¹Annual Percentage Yield.

Rates may change without notice. Rates above are effective as of May 1, 2021. Money Market accounts are Tiered Rate accounts. For these accounts, if the balance falls within the range for a particular tier, the dividend rate applicable to that tier will apply to the full balance in the account. Penalty may be imposed for early withdrawal. Special promotional rates may not be combined with other offers. Fees could reduce the earnings on the account. Membership required.

¹Annual Percentage Yield.

Rates may change without notice. Rates above are effective as of May 1, 2021. Members 60 years old or better receive an additional 0.10% increase on all new share certificates on any non-special certificate rates. Special promotional rates may not be combined with other offers. A penalty may be imposed for withdrawals before maturity. If your certificate has an original maturity of 12 months or less, the penalty will equal 90 days’ worth of dividends on the amount withdrawn, whether earned or not. If your certificate has an original maturity greater than 12 months, the penalty will equal 180 days’ worth of dividends, whether earned or not. Fees could reduce the earnings on the account. $500 minimum deposit. Share Certificates may be added to in $100 increments up to an additional $5,000 during the term of the certificate. Compounded quarterly. Membership required.

¹Annual Percentage Yield.

Rates may change without notice. Rates above are effective as of May 1, 2021. Penalty may be imposed for early withdrawal. Special promotional rates may not be combined with other offers. Fees could reduce the earnings on the account. Membership required.

*Annual Percentage Rate.

¹For the 60 month HELOC, Annual Percentage Rate is the Prime Rate as found in the Wall Street Journal with a minimum rate of 3.50% and a maximum of 18%. For the 120 month HELOC, rate shown is the Introductory Annual Percentage Rate for 12 months after which the rate will be the Prime Rate as found in the Wall Street Journal, with a minimum rate of 4.75% and a maximum of 18%.

²Except in Teton County, Wyoming, where the Maximum Loan to Value ratio is 75%.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required. For a 60 month HELOC, the closings costs are 0.50% Loan Origination fee and costs incurred which range between $20 and $1,000. No initial draw required. Interest only or $100 minimum payment during the draw period. No annual fee, no maintenance fee. Interest rates adjusts quarterly. For a 120 month HELOC, the closing costs are 0.50% Loan Origination fee and costs incurred which range between $10 and $1,000. Minimum initial draw, $10,000 or credit limit. There is a $99 annual maintenance fee. The interest rate adjusts annually.  During the draw period the minimum payment is interest only or $100 whichever is more.

Property securing your HELOC must have Full insurance coverage with Meridian Trust listed as a loss payee at all times. Terms and availability of both the 60 month and 120 month HELOCs are subject to change.

*Annual Percentage Rate.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required. Other requirements may apply.

*Annual Percentage Rate.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required. 80% maximum loan to value. Fees: 1.5% loan fee plus all costs (1% for the construction loan and 0.50% for the permanent loan).

*APR = Annual Percentage Rate.

Rates may change without notice. Rates above are effective as of June 3, 2021. Age 18 or older, membership and credit qualification required. Maximum terms for each loan type are set in the loan policy. Rates shown here are good for all new loans including refinancing of existing loans elsewhere to our lower rates. Meridian Trust loans will be refinanced only if there is a letter grade improvement in the borrower’s credit score, or the remaining principal balance on the loan is increased by 25% or more. You are not required to include income derived from alimony, child support, or separate maintenance payments for consideration on your application.

¹Annual Percentage Yield.

Rates may change without notice. Rates above are effective as of May 1, 2021. Fees could reduce the earnings on the account. Membership required.

¹Annual Percentage Yield.

Rates may change without notice. Rates above are effective as of May 1, 2021. Members 60 years old or better receive an additional 0.10% increase on all new share certificates on any non-special certificate rates. Special promotional rates may not be combined with other offers. A penalty may be imposed for withdrawals before maturity. If your certificate has an original maturity of 12 months or less, the penalty will equal 90 days’ worth of dividends on the amount withdrawn, whether earned or not. If your certificate has an original maturity greater than 12 months, the penalty will equal 180 days’ worth of dividends, whether earned or not. Fees could reduce the earnings on the account. $500 minimum deposit. Share Certificates may be added to in $100 increments up to an additional $5,000 during the term of the certificate. Compounded quarterly. Membership required.

*Annual Percentage Rate.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required.

*Fleet Vehicle Max Loan to Value = 80%; Non-Fleet Max Loan to Value = 100%.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required. Non-Fleet is 4 or fewer vehicles used for business purpose. 84 Month Term only for vehicles 2 years old (2019 and newer). Add 0.75% to vehicles older than 2013. Loan to Value is the Loan Amount/the lower of sales price or book value. Maximum terms for each loan type are set in the Loan Policy. Plus $35 for Filing Fees.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required. Less than or equal to 80% Maximum Loan to Value. 50%-65% Maximum Loan to Value for Special Use Equipment. Add 1.00% to equipment older than 2013. Plus $35 for Filing Fees.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required. Can amortize up to 360 months. 1% Loan fee plus all costs.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required. 75%-80% Maximum Loan to Value. Fees: 1.5% plus all Costs (1.0% for the construction loan, 0.50% for the permanent loan).