New Mortgage
Buying a home is a big step, but you don’t have to navigate it alone.
Here to guide you home.
For more than 60 years, we’ve helped members buy, move, and refinance with confidence. With competitive rates, a simple application, and support from local mortgage experts, we’re here to make every step easier.
Already started your application?
Pick up where you left off and finish your application through our partner, Centennial Lending.
Why Choose Us For Your Mortgage?

Local Experts, Real Support
Our mortgage advisors live and work right here in your community. Whether you prefer a quick call or an in-person conversation, you’ll get guidance from neighbors who genuinely care.

Low Rates, Clear Options
From Conventional and VA to FHA, USDA, WCDA, Secondary Market, and Portfolio loans, we offer a wide range of mortgage choices to fit your budget and your goals.

A Partnership That Works for You
Centennial Lending makes your digital application simple, and Meridian Trust stays by your side through every milestone. You get convenience backed by lifelong support.
What rate can you get from Meridian Trust?
For current mortgage rates, stop by your local branch or give us a call at 307.635.7878.
YOUR Mortgage Options
Adjustable Rate Mortgage
A mortgage that adjusts to your life
- Enjoy a lower introductory rate
- Start with a lower monthly payment
- Keep the option to refinance later
Land Loan
Financing for the land you’ve had your eye on
- Competitive rates
- Flexible terms for your plans
Construction Loan
Financing that helps you build with confidence
- Competitive rates
- Short-term loans
Express Mortgage
Designed for homeowners nearing retirement
- Pay off your mortgage faster
- For refinances of existing mortgages only
HELOC
Flexible funds for home projects and more
- Home improvements
- Consolidate credit card debt
WCDA Mortgage
Affordable options to help you get into the home you want
- Low interest-rate financing
- Down payment assistance
FHA Mortgage
A flexible option for first-time homebuyers
- Insured by the Federal Housing Administration
- Designed to make homeownership more accessible
VA Mortgage
Home financing for service members and their families
- May qualify for no down payment
- May be eligible for reduced closing costs
Portfolio Mortgages
Flexible financing options retained by Meridian Trust
- Kept and serviced by Meridian Trust
- Flexible terms
FAQs
Ready to get started?
Choose the path that works best for you.
