Business Checking
Business & non-profit checking that supports the way you work.
Two business checking accounts built for how you work.
A Meridian Trust business checking account keeps things simple so you can stay focused on your work. You get personal support from business experts and easy online access to everything you need, which makes managing your money feel straightforward.
Business Checking Options
Business Absolute Banking
- Designed for startups, home based businesses and smaller operations
- $100 opening deposit
- Maintain a $500 average daily balance to avoid fees
- $5 monthly fee if balance falls below $500
- No fee on the first 150 combined cash or check transactions. $0.10 fee for each transaction thereafter
- No earn dividends
- Free bill pay
Business Premier Banking
- Designed for small businesses, LLC’s, corporations with higher transaction limits and streamlined record keeping
- $250 opening deposit
- Maintain a $1,000 average daily balance to avoid fees
- $10 monthly fee if balance falls below $1,000
- No fee on the first 200 combined cash or check transactions. $0.15 fee for each transaction thereafter.
- No earn dividends
- Free bill pay
Community Benefit Checking
- Built for non-profit entities or associations such as churches, fraternal organizations, unions, civic clubs
- No opening deposit
- No minimum balance requirement
- No monthly fee
- The first 500 checks paid each month are free. A small $0.10 fee will be charged for each check over 500.
- No earn dividends
- Free bill pay
Here’s what you’ll need to get your business account set up.
- Letter of Assignment of EIN from the IRS
- Certificate of Good Standing
- ID Information, SSN and Address of all individuals who own or control more than 25% of the business
- Registration papers with the secretary of state
FAQs
How do I activate a debit card?
Call 800.290.7893 (within the U.S. and Canada), 206.624.7998 (Outside the U.S. and Canada, call collect) or log into your online banking account.
How do I set or change your PIN number on your debit card?
Call 800.290.7893 (within the U.S and Canada) or 206.624.7998 (outside the U.S. and Canada, call collect).
Lost or stolen debit card?
Call 800.290.7893 (within the U.S. and Canada), 206.624.7998 (Outside the U.S. and Canada, call collect) or log into your online banking account.
What to do if your card has been declined after hours?
Call 855.854.5468
More ways we can help!
Your next financial step starts here.
Whether you’re buying, saving, or planning ahead, we’ll help you move confidently toward what’s possible.
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DISCLOSURES: **APY=Annual Percentage Yield. For these accounts, the APY for tier will apply only to the portion of the account balance that is within that tier. The APY, which will vary depending on the balance in the account, is shown for each tier. Total interest paid on these accounts is the sum from each tier resulting in a “Blended APY” as disclosed on the rates and service charges document and product details page. A monthly qualification cycle begins on the first day of the statement cycle and ends on the last day of the statement cycle. Limit one Reverse Tier Money Market Account per primary Social Security Number. Certain withdrawal limits apply to Money Market accounts, be sure to review your Membership and Account Agreement Disclosure for details. Credit Union membership required. If you’re not already a member, it’s easy to qualify. Ask to join today! Federally insured by the NCUA.