Loans
Straightforward loans for whatever comes next.
Whatever you are working toward, we will help you find a borrowing option that fits your life.
Loans Built for Your Life
LOAN RATES
Clear, competitive rates so you know exactly what to expect before you borrow.
Term | APR* as low as |
|---|---|
Term Up to 60 months | APR* as low as 8.99% |
*APR=Annual Percentage Rate. Age 18 or over. Rates effective as of January 7th, 2026, and are subject to change without notice. Lowest stated APR assumes a credit score of 750 or above and includes automatic payment discount of 0.25%. Lowest rate without discounts is 9.24%. No payments required for the first 45 days. Subject to credit, collateral, and underwriting approval. Standard underwriting guidelines and credit policies apply. Credit Union membership required. Meridian Trust Federal Credit Union is federally insured by the NCUA.
Checking Protection Program
Extra coverage for your checking account to avoid overdrafts and stay on top of your everyday spending.
Need help choosing the right loan?
We can walk through your options and help you find the best fit for your plans.