Land Loans
Ready to make your land plans real? We’re here to help.
Start turning your land plans into something real
Owning land opens the door to all kinds of possibilities. Whether you’ve already found the right spot or you’re still searching, we’re here to help you take the next steps with confidence.
Share your vision
Tell us what you’re planning for the land and any future construction you have in mind. We’ll help you think through timing and next steps.
Confirm zoning
If you’ve chosen a lot, check with local officials to confirm how the property is zoned. You may need to request a zoning change depending on your plans.
Review required improvements
Make sure the land can support your goals by looking into needed improvements like sewer access, utilities, road access, or other infrastructure.
Make it official
Secure the financing you need to move forward. Apply for a land loan and take the next step toward ownership.
Rates
Max Term | Rate as low as | APR* | Max LTV |
|---|---|---|---|
Max Term 120 Months | Rate as low as 7.50% | APR* 7.50% | Max LTV 75% |
*APR=Annual Percentage Rate. Rates and terms as of March 1, 2026 and are subject to change without notice. Subject to credit, collateral, and underwriting approval. LTV=Loan to Value. Meridian Trust Federal Credit Union is federally insured by the NCUA and is an Equal Housing Lender. NMLS ID #412716.
For current mortgage rates, click here. If you have any questions, call us at 307.635.7878
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Let’s build the future you’re planning.
Whether your land is for a future home, a cabin, or a long-term investment, our local team is ready to help you move forward with confidence and clarity.