Personal Loans
We get you the money you need to get on with your life.
Here to help, no matter what life throws your way
Whether for an unexpected emergency or a planned expense, look to Meridian Trust for easy borrowing and low rates.
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Set monthly payments
A personal loan is different from a credit card because it has a fixed term and set monthly payments.
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Competitive rates
At Meridian Trust, your good credit rating equals lower interest rates on personal loans.
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No prepayment penalties
We let you get ahead on paying off your personal loan early!
Personal loan rates
Loan rates are based on the members’ credit bureau report, term (length) of the loan, and the members’ relationship with the Credit Union.
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Term |
APR* as low as |
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*Annual Percentage Rate. Rates may change without notice. Rates above are effective as of April 13, 2023. Age 18 or older, membership and credit qualification required. You are not required to include income derived from alimony, child support, or separate maintenance payments for consideration on your application. |
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Term Up to 60 months |
APR* as low as 10.90% |
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Unsecured Solar Panel Loan Type |
Term |
APR* as Low as |
Estimated Payment |
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*APR = Annual Percentage Rate. Rates may change without notice. Rates above are effective as of June 1, 2023. Age 18 or older, membership and credit qualification required. Must have a credit score of 650 or higher. 90% Loan to Cost Limit with a maximum loan amount of $30,000. Estimated Payment based on loan amount of $30,000. Must be the property owner where the solar panel system is installed. Loans require use of credit union approved licensed and certified contractor and installer. |
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Unsecured Solar Panel Loan Type 6 Year Fixed Rate |
Term 72 Months |
APR* as Low as 7.50% |
Estimated Payment $356.11 |
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Unsecured Solar Panel Loan Type 8 Year Fixed Rate |
Term 96 Months |
APR* as Low as 8.00% |
Estimated Payment $324.74 |
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Unsecured Solar Panel Loan Type 10 Year Fixed Rate |
Term 120 Months |
APR* as Low as 8.50% |
Estimated Payment $295.42 |
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Draw Period |
Repayment Period |
APR* as low as |
Adjust/Reprice |
Max LTV |
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*APR = Annual Percentage Rate. 5.99% APR introductory rate for the first six months. No origination fee. No annual fee. At the end of the introductory period, the rate, terms, and conditions as stated in member’s Home Equity Agreement will apply. Payment in draw period is interest only. The APR will be variable following the introductory period, not to exceed 18.00%. Requires membership and credit approval. Rate subject to change and offer may end at any time without notice. Questions? Call us at 800.726.5644. |
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Draw Period 120 months |
Repayment Period 240 months |
APR* as low as 5.99% |
Adjust/Reprice For 6 Months |
Max LTV Lesser of 90% CLTV or $399,999 |