Personal Loans
For unexpected emergencies, planned expenses, and more.
No matter what life throws your way—we're here to help
With our personal loans, you’ll get easy borrowing and low rates.
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Set monthly payments
A personal loan is different from a credit card because it has a fixed term and set monthly payments.
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Competitive rates
At Meridian Trust, your good credit rating equals lower interest rates on personal loans.
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No prepayment penalties
We let you get ahead on paying off your personal loan early!
Personal loan rates
Loan rates are based on the members’ credit bureau report, term (length) of the loan, and the members’ relationship with the Credit Union.
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Term |
APR* as low as |
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*APR=Annual Percentage Rate. Age 18 or over. Rates effective as of September 2, 2025, and are subject to change without notice. Lowest stated APR assumes a credit score of 750 or above and includes automatic payment discount of 0.25%. Lowest rate without discounts is 9.24%. No payments required for the first 45 days. Subject to credit, collateral, and underwriting approval. Standard underwriting guidelines and credit policies apply. Credit Union membership required. Meridian Trust Federal Credit Union is federally insured by the NCUA. |
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Term Up to 60 months |
APR* as low as 8.99% |