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Motorcycle, ATV, Boat and RV Loans

Get outside while you can. We offer affordable loans for UTVs, ATVs, boats, campers, motorcycles, motor homes, trailers, and personal watercrafts.

Explore the possibilities

We offer recreational vehicle loans for:

  • Woman riding motorcycle

    Motorcycles

  • Truck driving with 5th wheel camper in the mountains

    5th-Wheel Campers

  • Man driving yellow snowmobile

    Snowmobiles

  • Couple playing cards in motor home

    Motor Homes

  • Horse sticks his head out the window of horse trailer

    Horse or Stock Trailers

  • Senior couple laughing on boat

    Boats

  • Man pours coffee on steps of travel trailer

    Travel Trailers

  • Man driving ATM stops to look at mountains

    All-Terrain Vehicles (ATVs)

  • Mother and son take selfie while driving water scooter

    Personal Watercrafts

Rates you'll love, on any type of vehicle

Recreational Vehicle Loans - Campers, Boats, and RVs

Vehicle Loan Type

APR* as low as

*APR=Annual Percentage Rate. Age 18 or over. Offer valid on Class B&C Motorhomes, Boats, Trailers, Campers and Utility Trailers. Rates effective as of September 2, 2025 and subject to change without notice. Lowest stated APR assumes a credit score of 750 or above and includes automatic payment discount of 0.25%. Lowest rate without discounts is 6.50%. Loan terms up to 180 months on 2024 or newer. No payments required for the first 45 days. Subject to credit, collateral, and underwriting approval. Standard underwriting guidelines and credit policies apply. Credit Union membership required. Meridian Trust Federal Credit Union is federally insured by the NCUA.

 

Vehicle Loan Type

Recreational Vehicles 2024-2026

APR* as low as

6.25%

Vehicle Loan Type

Recreational Vehicles 2017-2023

APR* as low as

7.25%

Vehicle Loan Type

Recreational Vehicles 2016 and Older

APR* as low as

8.00%

Powersports

Vehicle Loan Type

APR* as low as

*APR=Annual Percentage Rate. Age 18 or over. Offer valid on Motorcycles, ATVs, Jet Skis, Snowmobiles, and Personal Watercraft. Rates effective as of September 2, 2025 and subject to change at any time without notice. Lowest stated APR assumes a credit score of 750 or above and includes automatic payment discount of 0.25%. Lowest rate without discounts is 6.24%. Loan terms up to 72 months on 2024 or newer. No payments required for the first 45 days. Subject to credit, collateral, and underwriting approval. Standard underwriting guidelines and credit policies apply. Credit Union membership required. Meridian Trust Federal Credit Union is federally insured by the NCUA.

Vehicle Loan Type

Powersports 2024-2026

APR* as low as

5.99%

Vehicle Loan Type

Powersports 2017-2023

APR* as low as

6.74%

Vehicle Loan Type

Powersports 2016 and Older

APR* as low as

7.74%

We're here to help with your new vehicle loan

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