New and Used Auto Loans

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You need a trusted partner, competitive rates, and a set of wheels that fits your lifestyle. That’s why we’re here.

Why choose Meridian Trust for your auto loan?

Competitive rates
Enjoy a more affordable monthly payment and more money in your pocket.
Fast service
We’ll respond quickly and keep the process moving so you can get behind the wheel.
Pre-approval options
Shop for the perfect car or truck with confidence.
Friendly people
We’re here to guide you and brighten your day.

It’s just in our DNA

All of your employees are wonderful, friendly, and helpful!

Julie Benzel, Gering - Member Since 2003

Our current rates

New and Used Auto Loans - Cars and Trucks

Vehicle Loan Type	APR* as Low as
*APR = Annual Percentage Rate. Stated APR assumes 80% loan-to-value. Rates may change without notice. Rates above are effective as of November 6, 2023 and are dependent on creditworthiness, age of vehicle, and loan to value term. Age 18 or older, membership and credit qualification required. Maximum terms for each loan type are set in the loan policy. Rates shown here are good for all new loans including refinancing of existing loans elsewhere to our lower rates. Vehicles 2015 and older will qualify for the unsecured rate.
Vehicle Loan Type New Vehicles 2022-2024	APR* as Low as 5.99%
Vehicle Loan Type Used Vehicles 2016-2021	APR* as Low as 6.25%

Vehicle Loan Type

APR* as Low as

*APR = Annual Percentage Rate. Stated APR assumes 80% loan-to-value.

Rates may change without notice. Rates above are effective as of November 6, 2023 and are dependent on creditworthiness, age of vehicle, and loan to value term. Age 18 or older, membership and credit qualification required. Maximum terms for each loan type are set in the loan policy. Rates shown here are good for all new loans including refinancing of existing loans elsewhere to our lower rates. Vehicles 2015 and older will qualify for the unsecured rate.

Vehicle Loan Type

New Vehicles 2022-2024

APR* as Low as

5.99%

Vehicle Loan Type

Used Vehicles 2016-2021

APR* as Low as

6.25%

FAQs

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Auto Breakdown Protection

Mechanical Breakdown Protection covers your vehicle after the manufacturer’s warranty has expired. Our Premium Value Protection Plan covers components not covered by the factory drivetrain warranty and provides towing, rental, travel and tire road hazard benefits even during the warranty period.

Contact a Consumer Loan Officer

GAP Auto Loan Protection

Guaranteed Asset Protection waives the difference between your primary carrier insurance settlement and the payoff of your loan, less delinquent payments, late charges, refundable service contracts, and other insurance related charges.

Contact a Consumer Loan Officer

Car Insurance

Through our TruStage Auto Insurance Program, you get a full range of casualty coverage and competitive rates, including a discount for being a credit union member.

Get an auto quote