New and Used Auto Loans
Let's get ready to roll.
You need a trusted partner, competitive rates, and a set of wheels that fits your lifestyle. That’s why we’re here.
Why choose Meridian Trust for your auto loan?
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Competitive rates
Enjoy a more affordable monthly payment and more money in your pocket.
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Fast service
We’ll respond quickly and keep the process moving so you can get behind the wheel.
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Pre-approval options
Shop for the perfect car or truck with confidence.
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Friendly people
We’re here to guide you and brighten your day.
It’s just in our DNA
Julie Benzel, Gering - Member Since 2003All of your employees are wonderful, friendly, and helpful!
Our current rates
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Vehicle Loan Type |
APR* as Low as |
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*APR=Annual Percentage Rate. Age 18 or over. Offer valid on Cars, Trucks, and SUVs. Rates effective as of January 7, 2026, and are subject to change without notice. Lowest stated APR assumes a credit score of 750 or above and includes automatic payment discount of 0.25%. Lowest rate without discounts is 4.24%. Loan terms up to 96 months on 2025 or newer. Most favorable loans terms available on model years 2025 or newer. No payments required for the first 45 days. No minimum or maximum loan balance required. Subject to credit, collateral, and underwriting approval. Standard underwriting guidelines and credit policies apply. Credit Union membership required. Meridian Trust Federal Credit Union is federally insured by the NCUA. |
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Vehicle Loan Type Vehicles 2025-2026 |
APR* as Low as 4.24% |
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Vehicle Loan Type Vehicles 2018-2024 |
APR* as Low as 5.49% |
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Vehicle Loan Type Vehicles 2017 and Older |
APR* as Low as 6.49% |