Wealth Management
Find an investment mix that makes dollars and sense.
It all starts with your dreams
Wealth management may seem as daunting as rocket science, but we’ll help you break it down. Whether you’re dreaming of retirement, becoming a homeowner, or sending your children to college, we will work with you to find the investment mix to put your dreams within reach.
Our specialized investment mixes can include:
-
Stocks, Bonds, Mutual Funds & ETFs
-
Professionally Managed Investment Accounts
-
Retirement Plans, 401(k), and Social Security Review
-
Insurance Review
-
Education/College Planning
-
HSA (Health Savings Account)
-
Cash Management, Money Market, Market-Linked Certificates of Deposit
-
And much, much more!
Meet Your Advisor
Set up a complimentary, no-cost, no-obligation consultation!
2025 Market Recap & Outlook
Evan KulakFebruary 2025 Market Recap
The S&P 500 Index returned -1.3%, outperforming the Russell 2000 Index’s -5.2% return. Six of the eleven S&P 500 sectors traded higher, led by defensive sectors. Bonds traded higher, with the U.S. Bond Aggregate delivering a +2.2% total return. Corporate investment-grade bonds produced a +2.4% total return as Treasury yields declined, outperforming corporate high-yield’s +1.0% total return. International stocks traded higher and outperformed the S&P 500. Developed Markets gained +3.0%, led by Europe, while Emerging Markets returned +1.1%.
4Q 2024 Recap & 1Q 2025 Outlook
There was no shortage of market-moving events in Q4. The stock market opened the quarter with a slow start in October, but the outcome of the presidential election triggered a broad rally in November. The rally faded as the year ended, although the S&P 500 trades only a few percentage points below its all-time high. The credit market was equally active in Q4, with the Federal Reserve cutting rates by another -0.50%. However, the major development was the changing 2025 outlook. The Fed and the market both now expect fewer rate cuts in 2025 compared to the end of Q3, which resulted in a sharp rise in Treasury yields in Q4. This letter recaps the fourth quarter, looks back on the 2024 stock market rally, provides an update on the economy and the Fed’s rate-cutting cycle, and looks ahead to 2025.
Disclosures
Wealth management products and services are offered independently through Credit Union Wealth Group, an SEC registered investment advisor. Credit Union Wealth Group and Meridian Trust Federal Credit Union are not affiliated. Products and services made available through Credit Union Wealth Group are not insured by NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union, credit union service organization, or credit union affiliate. These products are subject to investment risk, including the possible loss of the principal amount invested.