Wealth Management
Find an investment mix that makes dollars and sense.
It all starts with your dreams
Wealth management may seem as daunting as rocket science, but we’ll help you break it down. Whether you’re dreaming of retirement, becoming a homeowner, or sending your children to college, we will work with you to find the investment mix to put your dreams within reach.
Our specialized investment mixes can include:
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Stocks, Bonds, Mutual Funds & ETFs
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Professionally Managed Investment Accounts
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Retirement Plans, 401(k), and Social Security Review
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Insurance Review
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Education/College Planning
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HSA (Health Savings Account)
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Cash Management, Money Market, Market-Linked Certificates of Deposit
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And much, much more!
Meet Your Advisor
Set up a complimentary, no-cost, no-obligation consultation!
2025 Market Recap & Outlook
Evan KulakMay 2025 Market Recap
The S&P 500 Index returned +6.3%, its strongest 1-month return since November 2023. Large Cap Growth stocks led the rally, with the Nasdaq 100 and Russell 1000 Growth gaining +9.2% and +8.9%, respectively. Technology was the top-performing S&P 500 sector for a second consecutive month, with the Industrials and Consumer Discretionary sectors also gaining over +8%. Health Care was the only sector to trade lower, and defensive sectors were relative underperformers as the market traded higher. Bonds ended the month with a slight loss, with the U.S. Bond Aggregate posting a -0.6% total return. Corporate bonds outperformed as credit spreads tightened, with investment-grade posting a +0.2% total return and high-yield returning +1.7%. International stocks traded higher but underperformed the S&P 500. Developed Markets gained +4.8%, while Emerging Markets returned +4.0%.
Q1 2025 Recap & Q2 2025 Outlook
The big development in Q1 was falling stock market valuations, as rising policy uncertainty weighed on investor sentiment. Figure 1 provides context around the recent pullback, highlighting the divergence between earnings estimates and valuations. The dashed blue line graphs the rolling 12-month earnings forecast for the S&P 500, reflecting Wall Street analysts’ profit expectations for the year ahead. The navy shading graphs the S&P 500’s price-to-earnings (P/E) ratio, or how much investors are willing to pay for those future earnings. The chart shows earnings estimates tend to be less volatile than P/E ratios, which is natural as the market often swings between optimism and pessimism. The shift in sentiment during Q1, from optimism to caution, caused valuations to decline and stocks to fall.
Disclosures
Wealth management products and services are offered independently through Credit Union Wealth Group, an SEC registered investment advisor. Credit Union Wealth Group and Meridian Trust Federal Credit Union are not affiliated. Products and services made available through Credit Union Wealth Group are not insured by NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union, credit union service organization, or credit union affiliate. These products are subject to investment risk, including the possible loss of the principal amount invested.