Savings

Put your money where your values are.

Open an Account

Savings Accounts: Let's find what works best for you

Select all that apply

ChangeUp to save faster

With the ChangeUp℠ Savings Program from Meridian Trust, every time you use your Debit Card, your transactions are rounded up to the next whole dollar amount, and the extra “change” is deposited right into your savings account. Getting started is as easy as 1, 2, 3:

  • One class="wrapper"> 1

    Log into Online Banking and enroll in ChangeUp.

    Learn how

  • Two class="wrapper"> 2

    After you’re enrolled, simply continue to use your Debit Card for your everyday purchases and transactions.

  • Three class="wrapper"> 3

    We’ll round up your purchases to the nearest dollar amount and transfer the change from your checking account to your savings account.

Savings rates

Savings and Holiday Savings Accounts

Savings Type

Minimum Opening Balance

Minimum Balance to Earn APY

Dividend Rate

APY1

1Annual Percentage Yield.

Rates may change without notice. Rates above are effective as of May 1, 2021. Fees could reduce the earnings on the account. Holiday Club accounts are Tiered Rate accounts. For these accounts, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. The annual percentage yields, which vary depending on the balance in the account, are shown for each tier. Membership required.

Savings Type

Savings

Minimum Opening Balance

$10

Minimum Balance to Earn APY

$100

Dividend Rate

0.05%

APY1

0.05%

Savings Type

Holiday Savings up to $1,000

Minimum Opening Balance

$25

Minimum Balance to Earn APY

$100

Dividend Rate

3.93%

APY1

4.00%

Savings Type

Holiday Savings over $1,000

Minimum Opening Balance

$25

Minimum Balance to Earn APY

$100

Dividend Rate

0.05%

APY1

0.05% - 4.00%

Money Market and IRA Money Market Accounts

Balance

Dividend Rate

APY1

1Annual Percentage Yield.

Rates may change without notice. Rates above are effective as of May 1, 2021. Money Market accounts are Tiered Rate accounts. For these accounts, if the balance falls within the range for a particular tier, the dividend rate applicable to that tier will apply to the full balance in the account. Penalty may be imposed for early withdrawal. Special promotional rates may not be combined with other offers. Fees could reduce the earnings on the account. Membership required.

Balance

$0 - $2,499

Dividend Rate

0.05%

APY1

0.05%

Balance

$2,500 - $9,999

Dividend Rate

0.10%

APY1

0.10%

Balance

$10,000 - $24,999

Dividend Rate

0.20%

APY1

0.20%

Balance

$25,000 - $49,999

Dividend Rate

0.25%

APY1

0.25%

Balance

$50,000 - $99,999

Dividend Rate

0.30%

APY1

0.30%

Balance

$100,000+

Dividend Rate

0.349%

APY1

0.35%

Savings FAQs

Open an Account

Open an account in person
Find a location near you
Apply online
Get started
Call us