Savings
Put your money where your values are.
Savings Accounts: Let's find what works best for you
Select all that apply
ChangeUp to save faster
With the ChangeUp℠ Savings Program from Meridian Trust, every time you use your Debit Card, your transactions are rounded up to the next whole dollar amount, and the extra “change” is deposited right into your savings account. Getting started is as easy as 1, 2, 3:
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Log into Online Banking and enroll in ChangeUp.
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After you’re enrolled, simply continue to use your Debit Card for your everyday purchases and transactions.
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We’ll round up your purchases to the nearest dollar amount and transfer the change from your checking account to your savings account.
Savings rates
|
Savings Type |
Minimum Opening Balance |
Minimum Balance to Earn APY |
Dividend Rate |
APY1 |
|---|---|---|---|---|
|
1Annual Percentage Yield. Rates may change without notice. Rates above are effective as of December 5, 2022. Fees could reduce the earnings on the account. Holiday Club accounts are Tiered Rate accounts. For these accounts, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier. The annual percentage yields, which vary depending on the balance in the account, are shown for each tier. Membership required. |
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|
Savings Type Savings |
Minimum Opening Balance $10 |
Minimum Balance to Earn APY $100 |
Dividend Rate 0.05% |
APY1 0.05% |
|
Savings Type Holiday Savings up to $1,000 |
Minimum Opening Balance $25 |
Minimum Balance to Earn APY $100 |
Dividend Rate 3.93% |
APY1 4.00% |
|
Savings Type Holiday Savings over $1,000 |
Minimum Opening Balance $25 |
Minimum Balance to Earn APY $100 |
Dividend Rate 0.05% |
APY1 0.05% - 4.00% |
|
Balance |
Dividend Rate |
APY1 |
|---|---|---|
|
1Annual Percentage Yield. Rates may change without notice. Rates above are effective as of July 17, 2023. Money Market accounts are Tiered Rate accounts. For these accounts, if the balance falls within the range for a particular tier, the dividend rate applicable to that tier will apply to the full balance in the account. Special promotional rates may not be combined with other offers. Fees could reduce the earnings on the account. Membership required. |
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Balance $0 - $2,499 |
Dividend Rate 0.05% |
APY1 0.05% |
|
Balance $2,500 - $9,999 |
Dividend Rate 0.20% |
APY1 0.20% |
|
Balance $10,000 - $24,999 |
Dividend Rate 0.25% |
APY1 0.25% |
|
Balance $25,000 - $49,999 |
Dividend Rate 0.30% |
APY1 0.30% |
|
Balance $50,000 - $99,999 |
Dividend Rate 0.34% |
APY1 0.35% |
|
Balance $100,000 - $149,999 |
Dividend Rate 0.99% |
APY1 1.00% |
|
Balance $150,000 |
Dividend Rate 2.72% |
APY1 2.75% |