Fraudsters are posing as the Meridian Trust Fraud Department. They’re sending text messages asking whether you attempted a transaction for a specific dollar amount. If you reply “no,” they claim your card is blocked and send a link asking you to “secure” your online banking.

These scammers can spoof caller ID to look like a legitimate number, even the number on the back of your card. They may ask you to confirm the caller ID to appear credible.

WE WILL NEVER ASK FOR YOUR USERNAME OR PASSWORD, your MICR line from your checks, or a one-time passcode.

We work hard to protect your accounts, but your awareness is essential. If something feels off, hang up and call us directly. We only request personal information when you initiate the call.

If you receive a suspicious call or text:

• DO NOT click links or provide verification codes, account numbers, debit or credit card numbers, online banking details, or your Social Security Number.
• DO NOT reply with your password under any circumstances.
• DO call us directly if you’re unsure. Caller ID can be spoofed. Ask for the caller’s name, hang up, and call us at 307.635.7878.