Fund Your Falala.
Get up to $1,500 for the tree, the table and everyone around it. Rates as low as 15.00% APR with autopay.*
Make Room for What Matters Most
18.00% APR without
Apply in 3 simple steps
- Log in to online banking and choose Loans > Holiday Loan.
2. Pay the $40 application fee.*
3. See your amount, pick your payment option and submit.
Your documents arrive by email to e-sign within 24 to 48 hours. Once you sign, the funds go into your account.
Ready to fund your falala?
Who can apply?
Members 18 or older who are the primary account holder
Members with an account open at least 12 months and in good standing
No Meridian Trust loans 31+ days late in the past 90 days
One Holiday Loan per Social Security number
Ready to get started?
APPLY IN-PERSON
FIND A BRANCH
CALL US
DISCLOSURES: **APR = Annual Percentage Rate. Example: A $1,500 Holiday Loan at 15.00% APR for a 12-month term would require 12 monthly payments of approximately $135.39. Must be 18 or older and the primary account holder. Maximum loan amount $1,500. One Holiday Loan per Social Security number. $40 non-refundable application fee required before eligibility determination. Subject to credit qualification and standard underwriting guidelines. Available to current members with an account open at least 12 months, in good standing for at least 3 months, and with no loans 31+ days past due in the previous 90 days. Any previous Holiday Loan must be paid in full before applying. Interest rate depends on the automatic payment option selected. Loan eligibility is based on income for the previous 30 days; direct deposit may qualify for a higher loan amount. Limited time offer. Apply by 12/31/2026. Insured by NCUA.