Help Their Savings Grow Faster This Youth Month
Open a youth certificate during Youth Month and earn either 10.00%, 20.00%, or 30.00% APY!
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Celebrate Youth Month with a special savings opportunity on a 12-month Certificate tailored for our young members (0-17). Earn even more when the joint account owner opens or maintains a qualifying checking relationship (No Direct Deposit Required) and an eligible loan. See below for all the details and note that the APY may vary based on monthly checking and loan qualifications.
Here's What Your Money Can Earn In 12 Months
| Term | APY | Potential earnings* (based on $1500 opening deposit) |
|---|---|---|
| Term12 months | APY10.00% APY Youth Certificate | Potential earnings* (based on $1500 opening deposit)$150 |
| Term12 months | APY20.00% APY Youth Certificate + Joint Checking Account (No Direct Deposit Required) | Potential earnings* (based on $1500 opening deposit)$300 |
| Term12 months | APY30.00% APY Youth Certificate + Joint Checking Account (No Direct Deposit Required) + Open Loan | Potential earnings* (based on $1500 opening deposit)$450 |
*APY=Annual Percentage Yield. Youth Certificate Special: One 10.00%, 20.00%, or 30.00% APY Youth Certificate per unique Social Security Number. Primary owner must be 0-17 years and have a qualified joint owner. Minimum opening deposit of $500 and maximum of $1,500. No additional deposits allowed once the account is opened. A penalty may be imposed for withdrawals before maturity. A checking account with a daily average balance of $100 required to earn 20.00%. A checking account with a daily average balance of $100 and an open loan required to earn 30.00%. This is a variable rate product, meaning the APY may go up or down throughout the term based on the monthly checking and loan qualifications, and will not be less than 10.00% APY in the initial term. This special promotional rate may not be combined with any other offers. Rate shown effective 04/01/2026–04/30/2026. Offer subject to end without notice. This Youth Certificate will automatically renew at the end of the term into a standard 12-month certificate unless you notify us otherwise. Membership eligibility required. Federally insured by NCUA. See the full disclosure here.
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