Fixed-Rate HELOC
Use the equity in your home to tackle big goals with a predictable payment and a low, fixed rate. Make your dreams a reality with a Fixed-Rate HELOC from Meridian Trust.
A fixed-rate line of credit for life’s bigger plans.
If you have equity in your home and need a low-rate loan for projects or expenses, a Fixed-Rate HELOC can be a smart solution. Use it once, or over time during the draw period, then repay it with steady payments you can plan around.
Debt consolidation
Roll higher-interest balances into one lower-rate payment. A Fixed-Rate HELOC can help simplify what you owe and may save you money over time.
Home improvements
Add value to your home and enjoy it more. Use your HELOC to build a deck, finish a basement, upgrade landscaping, or tackle repairs.
Education and unexpected bills
Cover tuition or school costs, or handle surprise expenses like car repairs or medical bills, without turning to high-rate credit cards.
Features: (1) Two-year draw period; (2) Five-year repayment period; (3) Rates as low as 6.00% APR*
Put your home’s equity to work.
Whether you are consolidating debt, tackling a project, or planning for future needs, we can help you decide if a Fixed-Rate HELOC is right for you.
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DISCLOSURES: *APR=Annual Percentage Rate. Rates and terms as of March 26, 2025, and are subject to change without notice. Lowest stated APR assumes a credit score of 720 or above and an LTV of 80% or less. $99 origination fee. No annual fee. Rate, terms, and conditions as stated in the Home Equity Agreement will apply. Payment in draw period is interest only. Payment amount may increase after draw period ends. Annual percentage rate is subject to a monthly adjustment after consummation. APR not to exceed 18%. Subject to credit, collateral, and underwriting approval. LTV=Loan to Value.