Land Loans
Ready to make your land plans real? We’re here to help.
Start turning your land plans into something real
Owning land opens the door to all kinds of possibilities. Whether you’ve already found the right spot or you’re still searching, we’re here to help you take the next steps with confidence.
Share your vision
Tell us what you’re planning for the land and any future construction you have in mind. We’ll help you think through timing and next steps.
Confirm zoning
If you’ve chosen a lot, check with local officials to confirm how the property is zoned. You may need to request a zoning change depending on your plans.
Review required improvements
Make sure the land can support your goals by looking into needed improvements like sewer access, utilities, road access, or other infrastructure.
Make it official
Secure the financing you need to move forward. Apply for a land loan and take the next step toward ownership.
Rates
Max Term | Rate as low as | APR* | Max LTV |
|---|---|---|---|
Max Term 180 Months | Rate as low as 7.50% | APR* 7.50% | Max LTV 75% |
*APR=Annual Percentage Rate. Rates and terms as of November 1, 2025 and are subject to change without notice. Subject to credit, collateral, and underwriting approval. LTV=Loan to Value. Meridian Trust Federal Credit Union is federally insured by the NCUA and is an Equal Housing Lender. NMLS ID #412716.
For current mortgage rates, click here. If you have any questions, call us at 307.635.7878
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Let’s build the future you’re planning.
Whether your land is for a future home, a cabin, or a long-term investment, our local team is ready to help you move forward with confidence and clarity.
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DISCLOSURES: **APY=Annual Percentage Yield. For these accounts, the APY for tier will apply only to the portion of the account balance that is within that tier. The APY, which will vary depending on the balance in the account, is shown for each tier. Total interest paid on these accounts is the sum from each tier resulting in a “Blended APY” as disclosed on the rates and service charges document and product details page. A monthly qualification cycle begins on the first day of the statement cycle and ends on the last day of the statement cycle. Limit one Reverse Tier Money Market Account per primary Social Security Number. Certain withdrawal limits apply to Money Market accounts, be sure to review your Membership and Account Agreement Disclosure for details. Credit Union membership required. If you’re not already a member, it’s easy to qualify. Ask to join today! Federally insured by the NCUA.