Personal Loans
Flexible financing for the things you need — and the moments that matter.
Loans Built for Your Life
Borrow with confidence and keep moving forward. A Personal Loan from Meridian Trust gives you the freedom to take care of what’s important, whether you’re covering unexpected expenses, planning a project, or consolidating debt. Straightforward terms. Local decision-making. Support you can count on.
Set monthly payments
Your good credit works for you. At Meridian Trust, stronger credit can qualify you for lower rates and more affordable borrowing.
Competitive rates
Your good credit works for you. At Meridian Trust, stronger credit can qualify you for lower rates and more affordable borrowing.
No prepayment penalties
If you want to pay off your loan early, go for it. You can get ahead without extra fees or surprises.
CURRENT RATES
Term | APR* as low as |
|---|---|
Term Up to 60 months | APR* as low as 8.99% |
*APR=Annual Percentage Rate. Age 18 or over. Rates effective as of September 2, 2025, and are subject to change without notice. Lowest stated APR assumes a credit score of 750 or above and includes automatic payment discount of 0.25%. Lowest rate without discounts is 9.24%. No payments required for the first 45 days. Subject to credit, collateral, and underwriting approval. Standard underwriting guidelines and credit policies apply. Credit Union membership required. Meridian Trust Federal Credit Union is federally insured by the NCUA.
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Ready to get started?
A Personal Loan can help you take care of what’s next with clarity and confidence.