New & Used Auto Loans
Low rates, flexible terms, and fast approvals to help you get behind the wheel with confidence.
Why choose Meridian Trust for your auto loan?
Competitive rates
Enjoy a more affordable monthly payment and keep more money in your pocket.
Fast service
We move quickly so you can too, keeping the process smooth from application to approval.
Pre-approval options
Shop for the perfect car or truck with confidence, knowing exactly what you can afford.
Friendly people
We’re here to guide you, answer questions, and brighten your day along the way.
It’s just in our DNA
“All of your employees are wonderful, friendly, and helpful!”
– Julie B., Member Since 2003
Vehicle Loan Type | APR* as Low as |
|---|---|
Vehicle Loan Type Vehicles 2025-2026 | APR* as Low as 4.24% |
Vehicle Loan Type Vehicles 2018-2024 | APR* as Low as 5.49% |
Vehicle Loan Type Vehicles 2017 and Older | APR* as Low as 6.49% |
*APR=Annual Percentage Rate. Age 18 or over. Offer valid on Cars, Trucks, and SUVs. Rates effective as of January 7, 2026, and are subject to change without notice. Lowest stated APR assumes a credit score of 750 or above and includes automatic payment discount of 0.25%. Lowest rate without discounts is 4.49%. Loan terms up to 96 months on 2025 or newer. Most favorable loans terms available on model years 2025 or newer. No payments required for the first 45 days. No minimum or maximum loan balance required. Subject to credit, collateral, and underwriting approval. Standard underwriting guidelines and credit policies apply. Credit Union membership required. Meridian Trust Federal Credit Union is federally insured by the NCUA
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Whether you’re buying, saving, or planning ahead, we’ll help you move confidently toward what’s possible.