New & Used Auto Loans
Low rates, flexible terms, and fast approvals to help you get behind the wheel with confidence.
Why choose Meridian Trust for your auto loan?
Competitive rates
Enjoy a more affordable monthly payment and keep more money in your pocket.
Fast service
We move quickly so you can too, keeping the process smooth from application to approval.
Pre-approval options
Shop for the perfect car or truck with confidence, knowing exactly what you can afford.
Friendly people
We’re here to guide you, answer questions, and brighten your day along the way.
It’s just in our DNA
“All of your employees are wonderful, friendly, and helpful!”
– Julie B., Member Since 2003
Vehicle Loan Type | APR* as Low as |
|---|---|
Vehicle Loan Type Vehicles 2025-2026 | APR* as Low as 4.24% |
Vehicle Loan Type Vehicles 2018-2024 | APR* as Low as 5.49% |
Vehicle Loan Type Vehicles 2017 and Older | APR* as Low as 6.49% |
*APR=Annual Percentage Rate. Age 18 or over. Offer valid on Cars, Trucks, and SUVs. Rates effective as of January 7, 2026, and are subject to change without notice. Lowest stated APR assumes a credit score of 750 or above and includes automatic payment discount of 0.25%. Lowest rate without discounts is 4.24%. Loan terms up to 96 months on 2025 or newer. Most favorable loans terms available on model years 2025 or newer. No payments required for the first 45 days. No minimum or maximum loan balance required. Subject to credit, collateral, and underwriting approval. Standard underwriting guidelines and credit policies apply. Credit Union membership required. Meridian Trust Federal Credit Union is federally insured by the NCUA
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DISCLOSURES: **APY=Annual Percentage Yield. For these accounts, the APY for tier will apply only to the portion of the account balance that is within that tier. The APY, which will vary depending on the balance in the account, is shown for each tier. Total interest paid on these accounts is the sum from each tier resulting in a “Blended APY” as disclosed on the rates and service charges document and product details page. A monthly qualification cycle begins on the first day of the statement cycle and ends on the last day of the statement cycle. Limit one Reverse Tier Money Market Account per primary Social Security Number. Certain withdrawal limits apply to Money Market accounts, be sure to review your Membership and Account Agreement Disclosure for details. Credit Union membership required. If you’re not already a member, it’s easy to qualify. Ask to join today! Federally insured by the NCUA.