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Free Credit Reports

Free tools to track your score, monitor changes, and stay in control.

Your Credit in Your Hands

Meridian Trust members can check their credit score for free through Credit Savvy in online and mobile banking. With Credit Savvy, you can view your full credit report, track your score, get monitoring alerts, and find ways to improve your credit and uncover potential savings.

In the mobile app

View your credit report by clicking “More” on the lower right of the screen, then click “Financial Planning” from the drop down menu and select “Credit Savvy”.

In online banking

View your credit report by selecting “Show Full Report” on the right side of the dashboard under “Credit Savvy”.

Did you know?

You’re entitled to a free credit report!

Federal law allows you to get a free copy of your credit report every 12 months from each credit reporting company to review, correct, and update all of your information.

Questions?

Need support with your credit or credit score?

Learn about fraud prevention

Identity theft is more rampant than ever. Meridian Trust works to protect you against scammers and fraud.

FAQs

What is a credit report?

What's the difference between a credit report and my credit score?

What should I do with my free credit report?

How can I improve my credit score?

Is there a fee?

Will using Credit Savvy lower my credit score?

Will Credit Savvy share my credit score with Meridian Trust Federal Credit Union?

Why is my credit score on Credit Savvy different than other services?

How often is my credit score updated?

Questions?

We’re here and ready to help.

TALK TO US

307.635.7878