Mobile Deposit Terms & Conditions Agreement

The 24 hour dollar limit for Mobile Deposits is $3,000. Additional deposit limits may apply.

Submitted deposits will appear in your account once the deposit is approved and processed. This will typically take two working days (Mondays through Fridays). Mobile deposits made after business hours, over the weekend, or on a holiday will show up in your account 48 hours after the start of business.

Items received for deposit are subject to verification and to the Terms and Conditions of the Meridian Trust Federal Credit Union deposit agreement and mobile banking agreement.

Please retain checks deposited through mobile banking for 30 days in a secure location and then destroy by shredding.

Do not capture or submit currency, money orders, foreign checks, third party checks or savings bonds.

Funds transmitted using Mobile Deposit are subject to a two business day (exclusive of weekends and holidays) check hold at the time of deposit. In some instances, it may be necessary for us to extend the check hold longer than two business days. They will generally be available no later than the seventh business day after the day of your deposit.