Welcome to Meridian Trust Federal Credit Union

Reverse Tier Money Market Account

Earn more with less and get 6.00% APY* on your first $2,000.

Meet the Meridian Trust Supervisory Committee

Learn more about the Supervisory Committee and how they ensure that the credit union operates in a safe, sound, and ethical manner for the benefit of our members.

What kind of banking does your life need?

I am a

trying to

Our Rates Turn Heads

Vehicle Loans
as low as

4.74

APR

Learn More

Credit Cards
as low as

12.50

APR

Learn More

See all our rates

Reverse Tier
Money Market Calculator

Enter deposit amount Deposit range: $0 to less than $100M

Earnings Breakdown
Tier Thresholds	APY
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Your total earnings in one year Blended APY

Disclaimer: This calculator is intended for demonstration purposes only and does not represent the actual outcomes of any particular deposit amount.

Offers & Updates

How We Help

Loans
Borrow and Build Relationships

We go way beyond simply servicing your loan. We’re here to build a long-term relationship and look out for your best interests.

Explore our loan options

Father and two daughters pretending to fish

Savings
Put Your Money Where Your Values Are

You can feel good knowing that your hard-earned savings are benefiting your local community.

See how you can save

Business
When Your Business Thrives, We All Thrive

We have an in-house, experienced business lending team that knows how to help local businesses like yours succeed and grow.

See our Business Account options

Giving Back is What Gets Us Out of Bed

There’s the circle of life, and then there’s the circle of belonging. We’re connected to our members, our communities, and each other. So when we give back, we’re also paying it forward.

In 2024 we raised OVER
^$25,000
through our annual Flags for Heroes event, benefiting the North Star Foundation HEAT program and Childcare Initiative.
In 2025, we awarded
4
college scholarships through the Meridian Trust North Star Foundation.
We paid out
$667,000
in member claims for AD&D, life, auto and homeowner’s insurance through TruStage.