Business Lines of Credit
Give your profit margins some breathing room.
Business lines of credit made to move with your cash flow.
A business line of credit can help smooth out the bumps in your cash flow, ready when you need it for working capital, operating expenses, or refinancing debt.
Accessible
Apply once, then draw funds as you need them, up to your approved limit.
Flexible
Use your line of credit to access cash for almost any business purpose, from managing payroll to stocking inventory and more.
Local
We are part of your community, and we are committed to working with you on special requirements and unique situations.
RATES
Business Line of Credit Type | Draw Period | Repayment Period | Rates As Low As | Adjust/Reprice | Max LTV |
|---|---|---|---|---|---|
Business Line of Credit Type Operating Line of Credit* | Draw Period 12 Month | Repayment Period 30 Day Resting Provision 12 Month Amortization | Rates As Low As Call for rates | Adjust/Reprice Annually | Max LTV Based on Collateral |
Business Line of Credit Type RE Secured** | Draw Period 36 Month | Repayment Period 120 Month | Rates As Low As Call for rates | Adjust/Reprice Annually | Max LTV 80% |
*Direct Costs plus $35 for Filing Fees
**Fees: 1.00% plus direct costs (min. $500)
Rates subject to change without notice. Age 18 or older, membership, and credit qualification required.
MORE WAYS WE CAN HELP
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A business line of credit can help you smooth out the bumps in your cash flow so your business has room to grow.
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DISCLOSURES: **APY=Annual Percentage Yield. For these accounts, the APY for tier will apply only to the portion of the account balance that is within that tier. The APY, which will vary depending on the balance in the account, is shown for each tier. Total interest paid on these accounts is the sum from each tier resulting in a “Blended APY” as disclosed on the rates and service charges document and product details page. A monthly qualification cycle begins on the first day of the statement cycle and ends on the last day of the statement cycle. Limit one Reverse Tier Money Market Account per primary Social Security Number. Certain withdrawal limits apply to Money Market accounts, be sure to review your Membership and Account Agreement Disclosure for details. Credit Union membership required. If you’re not already a member, it’s easy to qualify. Ask to join today! Federally insured by the NCUA.