Terms & Disclosures
At Meridian Trust, we believe you should always know exactly what to expect from your accounts. This page brings all our terms and disclosures together in one easy place, so you can review the details anytime. Clear, simple, and built around you, because transparency is part of how we earn and keep your trust.
Terms & Disclosures
- Third party disclosure
- Funds availability disclosure (PDF)
- Account disclosure (PDF)
- Business account disclosure (PDF)
- Your federally insured funds in accounts with us (PDF)
- Your responsibilities for insufficient funds & overdrafts (PDF)
- Consent to electronic document delivery (PDF)
- Digital banking account deletion policy
- Truth-in-Lending-Disclosures (PDF)
Credit Card Disclosures
- Visa disclosure (PDF)
- Visa credit card agreement (PDF)
- Credit card agreement (PDF)
- Credit card program terms and conditions (PDF)
Membership and Account Agreements
- Business service agreement (PDF)
- Business service electronic funds transfer disclosure (PDF)
- Member service agreement (PDF)
- Member service electronic funds transfer disclosure (PDF)
- Patriot Act member notice (PDF)
- Home Mortgage Disclosure Act notice
- Mobile Deposit terms and conditions agreement
- ChangeUp Savings Program terms and conditions
- Privacy policy (PDF)
- Our rates & service pricing (PDF)