Business Lines of Credit
Give your profit margins some breathing room with a business line of credit.
A business line of credit can help you smooth out the bumps in your cash flow. It’s at the ready when you need it for working capital, operating expenses, or refinancing debt.
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Accessible
Apply once, then use the funds as you need them.
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Flexible
You can use a line of credit to access cash for almost any business purpose.
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Local
We’re part of your community, and we’re committed to working with you on any special requirements you may have.
Current rates
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Business Line of Credit Type |
Draw Period |
Repayment Period |
Rates As Low As |
Adjust/Reprice |
Max LTV |
|---|---|---|---|---|---|
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*Direct Costs plus $35 for Filing Fees **Fees: 1.00% plus direct costs (min. $500) Rates subject to change without notice. Age 18 or older, membership, and credit qualification required. |
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Business Line of Credit Type Operating Line of Credit* |
Draw Period 12 Month |
Repayment Period 30 Day Resting Provision 12 Month Amortization |
Rates As Low As Call for rates |
Adjust/Reprice Annually |
Max LTV Based on Collateral |
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Business Line of Credit Type RE Secured** |
Draw Period 36 Month |
Repayment Period 120 Month |
Rates As Low As Call for rates |
Adjust/Reprice Annually |
Max LTV 80% |