Business Lines of Credit

Give your profit margins some breathing room with a business line of credit.

Apply today

A business line of credit can help you smooth out the bumps in your cash flow. It’s at the ready when you need it for working capital, operating expenses, or refinancing debt.

  • Accessible

    Apply once, then use the funds as you need them.

  • Flexible

    You can use a line of credit to access cash for almost any business purpose.

  • Local

    We’re part of your community, and we’re committed to working with you on any special requirements you may have.

Current rates

Business Lines of Credit

Business Line of Credit Type

Draw Period

Repayment Period

Rate

Adjust/Reprice

Max LTV

*Direct Costs plus $35 for Filing Fees

**Fees: 0.75% plus direct costs

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required.

Business Line of Credit Type

Chattel Secured*

Draw Period

12 Month

Repayment Period

30 Day Resting Provision

Rate

4.25%

Adjust/Reprice

Annually

Max LTV

Based on Collateral

Business Line of Credit Type

RE Secured**

Draw Period

60 Month

Repayment Period

120 Month

Rate

4.25%

Adjust/Reprice

Annually

Max LTV

80%, 75% Max. LTV Cash Out Refinance

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