Credit Cards

Flexibility and freedom. What's not to like?

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Why choose a Meridian Trust VISA?

You can’t go wrong with a credit card from Meridian Trust.

Platinum Visa® Credit Card


Reward yourself with each swipe.

No annual fee

A low fixed rate of 13.50%

No balance transfer fee

Worldwide acceptance

Local service

You’re royalty here

I am always treated as a royal queen.

Marcy Tepper, Lander - Member Since 2019

Rates and fees

Visa® Credit Cards

Credit Card


*Annual Percentage Rate.

This APR will vary with the market based on the Prime Rate. Rates above are effective as of July 1, 2023. Age 18 or older, membership and credit qualification required.

Credit Card

Visa® Rewards



Visa® Credit Card Fees

Fee Type

Fee Details

*Cash Advance Fee of 3.00% of transaction amount is effective on February 8, 2022.

Fee Type

Annual Fee

Fee Details


Fee Type

Foreign Transaction Fee

Fee Details

1.00% of each transaction in U.S. Dollars

Fee Type

Cash Advance Fee*

Fee Details

3.00% of transaction amount

Fee Type

Late payment penalty fee

Fee Details

$25 if you are more than 10 days late

Fee Type

Returned payment penalty fee

Fee Details


Our credit cards have no penalty APR and no minimum interest charges. To avoid paying interest on purchases, pay your entire balance by the due date each month. Your due date is at least 28 days after the close of each billing cycle.

We care about your peace of mind

All our credit cards feature EMV chip technology, which improves security and fraud protection for you. This technology secures payment cards around the world, and is the card standard in the United States. You still may be required to enter your card’s PIN or sign for transactions. Your card will also work on payment terminals that require a swipe of the magnetic strip.

Get support

Call 866.762.0558 or log into your online banking account.

To set or change your PIN number, call 866.762.0558.

Call 800.726.5644 or log into your online banking account.

After Hours Decline Line: Call 800.726.5644


Get your Meridian Trust VISA credit card today!

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