Credit Cards

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Why choose the Meridian Trust Rewards VISA?

It’s the card that rewards you with cash back and a low interest rate.

Our online banking offers new card setup, enhanced alerts and card control, immediate travel alerts, online PIN updates, and access to full card details including the card number and CVV.

VISA Rewards Credit Card

Rewards Card

Reward yourself with each swipe.

No annual fee

A lower interest rate than most cards elsewhere

No balance transfer fee

Cash back rewards

Worldwide acceptance

Local service

Cash Back Rewards

  • 1 Point per Dollar Spent

    Review your points balance and redeem for cash back. The more times you use your card, the more points you earn.Get Rewards

  • Discounts on Fuel and More

    You can also redeem your cash back for discounts on gas and bonus points on your purchases at select retailers.
    Discounts on Fuel

Rates and fees

Visa Credit Cards

Get a better credit card interest rate at Meridian Trust! Just 13.50%

Credit Card


*Annual Percentage Rate.

This APR will vary with the market based on the Prime Rate. Rates above are effective as of November 6, 2023. Age 18 or older, membership and credit qualification required.

Credit Card

Visa Rewards



Visa Credit Card Fees

Fee Type

Fee Details

*Cash Advance Fee of 3.00% of transaction amount is effective on November 6, 2023.

Fee Type

Annual Fee

Fee Details


Fee Type

Foreign Transaction Fee

Fee Details

1.00% of each transaction in U.S. Dollars

Fee Type

Cash Advance Fee*

Fee Details

3.00% of transaction amount

Fee Type

Late payment penalty fee

Fee Details

$25 if you are more than 10 days late

Fee Type

Returned payment penalty fee

Fee Details


Our credit cards have no penalty APR and no minimum interest charges. To avoid paying interest on purchases, pay your entire balance by the due date each month. Your due date is at least 28 days after the close of each billing cycle.

We care about your peace of mind

All our credit cards feature EMV chip technology, which improves security and fraud protection for you. This technology secures payment cards around the world, and is the card standard in the United States. You still may be required to enter your card’s PIN or sign for transactions. Your card will also work on payment terminals that require a swipe of the magnetic strip.

Get support

Call 866.762.0558 or log into your online banking account.

To set or change your PIN number, use your online banking portal or call 866.762.0558.

To report your card as lost or stolen login to your online banking account, call 888-241-2510 inside the U.S. or call 909-941-1398 outside the U.S.

After Hours Decline Line: Call 800.726.5644


Get your Meridian Trust VISA credit card today!

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