Credit Cards
Flexibility and freedom. What's not to like?
Why choose a Meridian Trust VISA?
Whether you go classic or platinum, you can’t go wrong.
Classic Visa® Credit Card
A straightforward card with nothing to hide.
No annual fee
A low fixed rate of 14.99%
No balance transfer fee
Worldwide acceptance
Local service
Platinum Visa® Credit Card
Reward yourself with each swipe.
No annual fee
A low fixed rate of 10.99%
No balance transfer fee
Worldwide acceptance
Local service
MyMeridian Rewards
When you qualify for the Meridian Trust Platinum Card, you’ll reap the benefits, through MyMeridian Rewards. Our members-only rewards program earns you 1 point for every 1 qualified dollar spent, and you can save these points, and redeem them on valuable options. These include: Cash back; Gift Certificates; Merchandise; and Travel. It’s your choice!
Points earned expire 36 months after purchase date, if not redeemed. Complete Program Rules are available at the bottom of the MyMeridian Rewards page after you log in through Online Banking.
You’re royalty here
Marcy Tepper, Lander - Member Since 2019I am always treated as a royal queen.
Rates and fees
|
Credit Card |
APR* |
|---|---|
|
*Annual Percentage Rate. Rates may change without notice. Rates above are effective as of January 1, 2023. Age 18 or older, membership and credit qualification required. Classic Card issued to qualifying members with credit scores up to 680; Platinum Card issued to qualifying members with credit scores 680 or above. |
|
|
Credit Card Platinum |
APR* 10.99% |
|
Credit Card Classic |
APR* 14.99% |
|
Credit Card Visa® Secured |
APR* 14.99% |
|
Fee Type |
Fee Details |
|---|---|
|
*Cash Advance Fee of 3.00% of transaction amount is effective on February 8, 2022. |
|
|
Fee Type Annual Fee |
Fee Details None |
|
Fee Type Foreign Transaction Fee |
Fee Details 1.00% of each transaction in U.S. Dollars |
|
Fee Type Cash Advance Fee* |
Fee Details 3.00% of transaction amount |
|
Fee Type Late payment penalty fee |
Fee Details $25 if you are more than 10 days late |
|
Fee Type Returned payment penalty fee |
Fee Details $25 |
Our credit cards have no penalty APR and no minimum interest charges. To avoid paying interest on purchases, pay your entire balance by the due date each month. Your due date is at least 28 days after the close of each billing cycle.
We care about your peace of mind
All our credit cards feature EMV chip technology, which improves security and fraud protection for you. This technology secures payment cards around the world, and is the card standard in the United States. You still may be required to enter your card’s PIN or sign for transactions. Your card will also work on payment terminals that require a swipe of the magnetic strip.
Get support
Call 800.290.7893 (within the U.S. and Canada), 206.624.7998 (Outside the U.S. and Canada, call collect) or log into your online banking account.
Call 800.290.7893 (within the U.S and Canada) or 206.624.7998 (outside the U.S. and Canada, call collect).
Call 888.297.3416 (within the U.S. and Canada), 206.389.5200 (outside the U.S. and Canada, call collect) or log into your online banking account.
After Hours Decline Line: Call 855.854.5468