Credit Cards
Flexibility and freedom. What's not to like?
Why choose the Meridian Trust Rewards VISA?
It’s the card that rewards you with points back and a low interest rate.
Our online banking offers new card setup, enhanced alerts and card control, immediate travel alerts, online PIN updates, and access to full card details including the card number and CVV.
Rewards VISA Credit Card
Reward yourself with each swipe.
No annual fee
A lower interest rate than most cards elsewhere
No balance transfer fee
Rewards points
Worldwide acceptance
Local service
Rewards Points Back
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1 Point per Dollar Spent
Review your points balance and redeem. The more times you use your card, the more points you can earn.
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Discounts on Fuel and More
You can also redeem your rewards points back for discounts on gas and bonus points on your purchases at select retailers.
Discounts on Fuel
Rates and fees
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Credit Card |
APR* |
|---|---|
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*APR=Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. Rates above are effective as of January 1, 2025. Age 18 or older, membership and credit qualification required. |
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Credit Card Visa Rewards |
APR* 12.50% |
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Fee Type |
Fee Details |
|---|---|
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*Cash Advance Fee of 3.00% of transaction amount is effective on November 6, 2023. |
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Fee Type Annual Fee |
Fee Details None |
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Fee Type Foreign Transaction Fee |
Fee Details 1.00% of each transaction in U.S. Dollars |
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Fee Type Cash Advance Fee* |
Fee Details 3.00% of transaction amount |
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Fee Type Late payment penalty fee |
Fee Details $25 if you are more than 10 days late |
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Fee Type Returned payment penalty fee |
Fee Details $25 |
Our credit cards have no penalty APR and no minimum interest charges. To avoid paying interest on purchases, pay your entire balance by the due date each month. Your due date is at least 28 days after the close of each billing cycle.
We care about your peace of mind
All our credit cards feature EMV chip technology, which improves security and fraud protection for you. This technology secures payment cards around the world, and is the card standard in the United States. You still may be required to enter your card’s PIN or sign for transactions. Your card will also work on payment terminals that require a swipe of the magnetic strip.
Get support
Call 866.762.0558 or log into your online banking account.
To set or change your PIN number, use your online banking portal or call 866.762.0558.
To report your card as lost or stolen login to your online banking account, call 888-241-2510 inside the U.S. or call 909-941-1398 outside the U.S.
After Hours Decline Line: Call 800.726.5644
FAQs
Get your Meridian Trust VISA credit card today!
Disclosures
*Earn points for cash back on Meridian Trust Visa Rewards Credit Card only. Points are only earned on valid purchases, which will be credited to your rewards account. These points can be redeemed once a minimum of 2500 points are accumulated. Rewards not earned on cash advances or balance transfers. Points deducted for returns. The following qualifying stores based on merchant category code earn 3 times the points on purchases posted from 4/1/2025-6/30/2025: lumber and building materials; glass, paint and wallpaper; hardware; floor covering; hardware, equipment and supplies; paint, varnishes and supplies; fireplace, fireplace screens and accessories; and household appliance. Points redeemed as cash can be a credit to your credit card statement balance or a deposit to your Meridian Trust savings or checking account. Points earned expire 36 months after purchase date, if not redeemed. Age 18 or older, membership and credit qualification required. Federally insured by NCUA.