Credit Cards

Flexibility and freedom. What's not to like?

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Why choose a Meridian Trust VISA?

You can’t go wrong with a credit card from Meridian Trust.

Platinum Visa^® Credit Card

Reward yourself with each swipe.

No annual fee

A low fixed rate of 13.50%

No balance transfer fee

Worldwide acceptance

Local service

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You’re royalty here

I am always treated as a royal queen.

Marcy Tepper, Lander - Member Since 2019

Rates and fees

Visa^® Credit Cards

Credit Card	APR*
*Annual Percentage Rate. This APR will vary with the market based on the Prime Rate. Rates above are effective as of July 1, 2023. Age 18 or older, membership and credit qualification required.
Credit Card Visa^® Rewards	APR* 13.50%

Credit Card

APR*

*Annual Percentage Rate.

This APR will vary with the market based on the Prime Rate. Rates above are effective as of July 1, 2023. Age 18 or older, membership and credit qualification required.

Credit Card

Visa^® Rewards

APR*

13.50%

Visa^® Credit Card Fees

Fee Type	Fee Details
*Cash Advance Fee of 3.00% of transaction amount is effective on February 8, 2022.
Fee Type Annual Fee	Fee Details None
Fee Type Foreign Transaction Fee	Fee Details 1.00% of each transaction in U.S. Dollars
Fee Type Cash Advance Fee*	Fee Details 3.00% of transaction amount
Fee Type Late payment penalty fee	Fee Details $25 if you are more than 10 days late
Fee Type Returned payment penalty fee	Fee Details $25

Our credit cards have no penalty APR and no minimum interest charges. To avoid paying interest on purchases, pay your entire balance by the due date each month. Your due date is at least 28 days after the close of each billing cycle.

We care about your peace of mind

All our credit cards feature EMV chip technology, which improves security and fraud protection for you. This technology secures payment cards around the world, and is the card standard in the United States. You still may be required to enter your card’s PIN or sign for transactions. Your card will also work on payment terminals that require a swipe of the magnetic strip.