Credit Cards

Flexibility and freedom. What's not to like?

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Why choose a Meridian Trust VISA?

Whether you go classic or platinum, you can’t go wrong.

Classic Visa Credit Card

Classic credit card design

A straightforward card with nothing to hide.

No annual fee

A low fixed rate of 11.99%

No balance transfer fee

Worldwide acceptance

Local service

Platinum Visa Credit Card

Platinum credit card design

Reward yourself with each swipe.

No annual fee

A low fixed rate of 8.99%

No balance transfer fee

Worldwide acceptance

Local service

MyMeridian Rewards

MyMeridian Rewards

When you qualify for the Meridian Trust Platinum Card, you’ll reap the benefits, through MyMeridian Rewards. Our members-only rewards program earns you 1 point for every 1 qualified dollar spent, and you can save these points, and redeem them on valuable options. These include: Cash back; Gift Certificates; Merchandise; and Travel. It’s your choice!

Points earned expire 36 months after purchase date, if not redeemed. Complete Program Rules are available at the bottom of the MyMeridian Rewards page after you log in through Online Banking.

Learn more about MyMeridian Rewards

You’re royalty here

I am always treated as a royal queen.

Marcy Tepper, Lander - Member Since 2019

Rates and fees

Visa Credit Cards

Credit Card

APR*

*Annual Percentage Rate.

Rates may change without notice. Rates above are effective as of May 1, 2021. Age 18 or older, membership and credit qualification required. Classic Card issued to qualifying members with credit scores up to 680; Platinum Card issued to qualifying members with credit scores 680 or above.

Credit Card

Platinum

APR*

8.99%

Credit Card

Classic

APR*

11.99%

Visa Credit Card Fees

Fee Type

Fee Details

*Cash Advance Fee of 3.00% of transaction amount is effective on January 1st, 2019.

Fee Type

Annual Fee

Fee Details

None

Fee Type

Foreign Transaction Fee

Fee Details

1.00% of each transaction in U.S. Dollars

Fee Type

Cash Advance Fee*

Fee Details

3.00% of transaction amount

Fee Type

Late payment penalty fee

Fee Details

$25 if you are more than 10 days late

Fee Type

Returned payment penalty fee

Fee Details

$25

Our credit cards have no penalty APR and no minimum interest charges. To avoid paying interest on purchases, pay your entire balance by the due date each month. Your due date is at least 28 days after the close of each billing cycle.

We care about your peace of mind

All our credit cards feature EMV chip technology, which improves security and fraud protection for you. This technology secures payment cards around the world, and is the card standard in the United States. You still may be required to enter your card’s PIN or sign for transactions. Your card will also work on payment terminals that require a swipe of the magnetic strip.

Get support

Call 800.290.7893 (within the U.S. and Canada), 206.624.7998 (Outside the U.S. and Canada, call collect) or log into your online banking account.

Call 800.290.7893 (within the U.S and Canada) or 206.624.7998 (outside the U.S. and Canada, call collect).

Call 888.297.3416 (within the U.S. and Canada), 206.389.5200 (outside the U.S. and Canada, call collect) or log into your online banking account.

After Hours Decline Line: Call 855.854.5468

FAQs

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