New Mortgages

"Home sweet home" has a nice ring to it, don't you think?

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We're here to hold your hand

Figuratively speaking, of course. We’ll help make the homebuying process less daunting and more affordable, with our local team of mortgage advisors right by your side.

Why get a mortgage with Meridian Trust?

Buying a home is a big decision. So is choosing your mortgage lender.

We’ve been helping home buyers achieve their dreams for over 60 years. Our low rates, easy application, and local experts will move you smoothly through the process, helping whenever you have questions or want some advice.

We work with the leading lenders in the industry to provide First Mortgages (Conventional, VA, FHA, USDA, Secondary Market, Portfolio) and Second Mortgage options.

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The Homebuying Process

Four steps closer to home sweet home.

  • One class="wrapper"> 1

    Prequalify Your Loan

    Shop for your home with confidence. Prequalify for a loan from Meridian Trust before you start hitting the open houses.

  • Two class="wrapper"> 2

    Shop For Your Home

    Find your dream home within your real-world price range.

  • Three class="wrapper"> 3

    Choose The Best Mortgage

    We’ll help you select a mortgage to match, with a competitive rate and affordable monthly payment.

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    Close and Move In

    Sign the papers, get the keys, and close the deal. Then the fun begins!

How Much Mortgage Might You Qualify For?

Most lenders base their home loan qualification on a number of different variables. Our mortgage qualifier calculator makes it easy for you to get an estimate of what’s in your range.

Use our online mortgage qualifier calculator

What Rate Can You Get From Meridian Trust?

For current mortgage rates, click here. If you have any questions, call us at 800.726.5644

Mortgage Options

Which of the following options apply to you?

Additional Mortgage Loans

  • Family of three smiling when mom returns from military service

    VA Mortgage

    We offer VA home loan programs to help service members, veterans, and eligible surviving spouses to become homeowners. These programs include options for no down payment, reduced closing costs, and competitive fixed rates.

  • Man slices fruit in kitchen

    FHA Mortgage

    The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, like Meridian Trust, to help everyone afford a home.

  • USDA Loans

    USDA Mortgage

    Meridian Trust offers a loan option through the U.S. Department of Agriculture to low-income residents of rural areas who cannot otherwise obtain a conventional mortgage.

  • Woman paints canvas

    Portfolio Mortgage

    Portfolio mortgages are originated and retained by lenders. Since the lender sets the standards, they can often be favorable for borrowers.

You’re one of us

They treat me like family.

Renae Churches, Jackson - Member Since 2007

New Mortgages FAQs

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