New Mortgages

"Home sweet home" has a nice ring to it, don't you think?

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We're here to hold your hand

Figuratively speaking, of course. We’ll help make the homebuying process less daunting and more affordable, with our local team of mortgage advisors right by your side.

Why get a mortgage with Meridian Trust?

Buying a home is a big decision. So is choosing your mortgage lender.

We’ve been helping home buyers achieve their dreams for over 60 years. Our low rates, easy application, and local experts will move you smoothly through the process, helping whenever you have questions or want some advice.

We work with the leading lenders in the industry to provide First Mortgages (Conventional, VA, FHA, USDA, Secondary Market, Portfolio) and Second Mortgage options.

Man plays guitar for woman

The Homebuying Process

Four steps closer to home sweet home.

  • One class="wrapper"> 1

    Prequalify Your Loan

    Shop for your home with confidence. Prequalify for a loan from Meridian Trust before you start hitting the open houses.

  • Two class="wrapper"> 2

    Shop For Your Home

    Find your dream home within your real-world price range.

  • Three class="wrapper"> 3

    Choose The Best Mortgage

    We’ll help you select a mortgage to match, with a competitive rate and affordable monthly payment.

  • Four class="wrapper"> 4

    Close and Move In

    Sign the papers, get the keys, and close the deal. Then the fun begins!

How Much Mortgage Might You Qualify For?

Most lenders base their home loan qualification on a number of different variables. Our mortgage qualifier calculator makes it easy for you to get an estimate of what’s in your range.

Use our online mortgage qualifier calculator

Mortgage Options

Which of the following options apply to you?

Additional Mortgage Loans

  • Family of three smiling when mom returns from military service

    VA Mortgage

    We offer VA home loan programs to help service members, veterans, and eligible surviving spouses to become homeowners. These programs include options for no down payment, reduced closing costs, and competitive fixed rates.

  • Man slices fruit in kitchen

    FHA Mortgage

    The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, like Meridian Trust, to help everyone afford a home.

  • Woman paints canvas

    Portfolio Mortgage

    Portfolio mortgages are originated and retained by lenders. Since the lender sets the standards, they can often be favorable for borrowers.

You’re one of us

They treat me like family.

Renae Churches, Jackson - Member Since 2007

Today's rates

Mortgages

Mortgage Type

Rate as Low as

Approximate monthly payment1

1Monthly payment is based on a loan amount of $150,000. The payment is principal and interest and does not include taxes and insurance.

Rates may change without notice. Rates above are effective as of December 27, 2021. Age 18 or older, membership and credit qualification required. Rates are assuming a mortgage on a single family, primary residence, in first lien position. Rates are based on 45 day lock period. Rates vary based on credit score, loan to value, loan origination fee (points), and lock period. Exact rates can only be quoted and locked with a mortgage loan officer.

Mortgage Type

30 Year Purchase

Rate as Low as

3.375%

Approximate monthly payment1

$663.14

Mortgage Type

15 Year Purchase

Rate as Low as

2.49%

Approximate monthly payment1

$1,020.79

Mortgage Type

30 Year Cash-out Refinance

Rate as Low as

3.50%

Approximate monthly payment1

$673.57

Mortgage Type

15 Year Cash-out Refinance

Rate as Low as

2.75%

Approximate monthly payment1

$1,017.93

What our members say about us

We’re committed to helping you build family memories.

Yvette shares why she chose Meridian Trust when looking for her home loan.

New Mortgages FAQs

We believe in community

Everyone deserves a chance to thrive, financially and otherwise. Here is a snapshot of our 2019-20 community efforts:

  • $20,000

    Amount raised during the “Flags for Heroes” event.

  • $10,700

    Amount delivered by our HEAT Program to pay heating bills for people in need.

  • 6

    Number of college scholarships awarded to Wyoming residents.

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