Refinance a Mortgage
Saving you money brings us joy.
Lower rates will help you reach higher
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Lower your monthly payment
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Reduce the term of your loan
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Consolidate your debt
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Make home improvements
Express Mortgage℠
Gain freedom from your mortgage
Our Express Mortgage℠ lets you pay off your mortgage quicker – you’ll pay off your home in 12 years or less! Ideal for homeowners who are close to retirement; and for those who want to pay off their mortgage faster than with a traditional mortgage.
Mortgage Rates
|
Term |
Rate as Low as |
Max LTV |
|---|---|---|
|
*Refinance Only* |
||
|
Term 12 Years or Less |
Rate as Low as 6.25% |
Max LTV 80% |
You can get a great low rate for your next mortgage from Meridian Trust! Whether you’re buying a new home, or want to refinance your current mortgage, contact Meridian Trust at 800.726.5644.
Is refinancing right for you?
How long will it take to break even on a mortgage refinance? This question depends on a number of variables, including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home.
Our mortgage refinance calculator helps cut through the confusion and determine if refinancing your mortgage is a sound financial decision.
Mortgage Options
Which of the following options apply to you?
Additional Mortgage Loans
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VA Mortgage
We offer VA home loan programs to help service members, veterans, and eligible surviving spouses to become homeowners. These programs include options for no down payment, reduced closing costs, and competitive fixed rates.
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FHA Mortgage
The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, like Meridian Trust, to help everyone afford a home.
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Portfolio Mortgage
Portfolio mortgages are originated and retained by lenders. Since the lender sets the standards, they can often be favorable for borrowers.