Auto Refinance

Save money, drive happier.

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Why refinance your auto loan?

  • Lower monthly payment

    By locking in at a better rate, you can unlock possibilities. Not only can you enjoy a lower monthly payment, but you spend less on interest over the life of your loan.

  • Shorter term

    We work with you to analyze your remaining loan balance, taking into account the model year of your vehicle, to figure out if, and by how much, we can shorten your loan term.

  • Fewer fees

    Our focus is on your financial future. We don’t want to offset the gains you get from a better auto loan, which is why refinancing will only cost you a $35 filing fee—and it could save you so much more.

Check our rates to see if refinancing is a no-brainer

New and Used Auto Loans - Cars and Trucks

Vehicle Loan Type

APR* as Low as

*APR = Annual Percentage Rate.

Rates may change without notice. Rates above are effective as of January 1, 2022. Age 18 or older, membership and credit qualification required. Maximum terms for each loan type are set in the loan policy. Rates shown here are good for all new loans including refinancing of existing loans elsewhere to our lower rates. Vehicles older than 2013 will qualify for the unsecured rate. You are not required to include income derived from alimony, child support, or separate maintenance payments for consideration on your application.

Vehicle Loan Type

New Vehicles 2021-2023

APR* as Low as

3.00%

Vehicle Loan Type

Used Vehicles 2013-2020

APR* as Low as

4.50%

Ready to talk refinancing? We're standing by.

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