Auto Refinance
Save money, drive happier.
Why refinance your auto loan?
-
Lower monthly payment
By locking in at a better rate, you can unlock possibilities. Not only can you enjoy a lower monthly payment, but you spend less on interest over the life of your loan.
-
Shorter term
We work with you to analyze your remaining loan balance, taking into account the model year of your vehicle, to figure out if, and by how much, we can shorten your loan term.
-
Fewer fees
Our focus is on your financial future. We don’t want to offset the gains you get from a better auto loan, which is why refinancing will only cost you a $35 filing fee—and it could save you so much more.
Check our rates to see if refinancing is a no-brainer
|
Vehicle Loan Type |
APR* as Low as |
|---|---|
|
*APR=Annual Percentage Rate. Stated APR assumes 80% loan-to-value and internal auto pay. Age 18 or over. Subject to credit approval. Standard underwriting guidelines and credit policies apply. Rates effective as of August 1, 2024 and subject to change at any time without notice. Loan terms up to 84 months for 2023 or newer. 5.74% APR is the lowest rate available. Lowest stated APR assumes a credit score of 720 or above. Rate discount for loans 80% loan-to-value and below is .50%. Rate discount for internal auto pay is .25%, the lowest rate without discounts would be 6.49%. This offer is good on 2023 or newer model year cars, trucks and SUVs. No minimum and no maximum loan balance required. Make no payments for up to the first 45 days. |
|
|
Vehicle Loan Type New Vehicles 2023-2025 |
APR* as Low as 5.74% |
|
Vehicle Loan Type Used Vehicles 2017-2022 |
APR* as Low as 6.24% |
|
Vehicle Loan Type Vehicles 2016 and Older |
APR* as Low as 8.24% |